This ties in with the increase in scams we are dealing with in our line of work and the evolving creativity fraudsters are using.

An article in the BBC says that ' A financial scam was committed once every 15 seconds in the first half of the year, prompting a new campaign to highlight the risks. More than one million cases of card, cheque, phone or online fraud were recorded from January to June, Financial Fraud Action (FFA) said. That was a 53% rise on the same period last year. The FFA, which is funded by banks and payment card firms, is pushing advice to help prevent fraud. Losses are often refunded by banks, but not in every case. Many people are too embarrassed to admit they have been caught out'.