"The annual cost of fraud in the UK has been estimated at £193bn - equal to nearly £3,000 per head of population - according to a new report."

A scary figure, especially when this is likely to be grossly underestimated with unidentified/unreported fraud.

Be vigilant. Conduct cold checks on your familiar transactions and accounts to ensure everything is as it should be. If in doubt, follow it up. Make sure you've got appropriate counter-fraud measures in place