This Is Money describes the unfortunate experience of Mrs Moorcraft who was a target of a phone scam and was told that £3,200 had been credited to her bank account by mistake and that it should be returned. Of course we don't want to hold on to funds that aren't ours, but wait for the funds to clear in your account before returning them otherwise you may risk loosing your own personal funds
is Money that the scammer knew details, including bank account information and asked to perform another speed test. He then said he would compensate her £200 for the inconvenience caused from the lagging speed. She logged into her online banking to find a sum of £3,200 had hit her account.